Sunday, April 3, 2011

Your House Affects Your Health… And You May Not Realize It

 

 

Your House Affects Your Health… And You May Not Realize It


Asthma, respiratory problems, behavioral changes, and fatigue are only a few manifestations of exposure to various indoor air pollutants. When a building is contaminated with everyday toxic materials which have rendered inhabitants ill, the building is referred to as a sick building. The inhabitants have sick building syndrome.

The prevalence of sick building syndrome is increasing rapidly. Teachers and students regularly report illness from mold, cleaning chemicals, and poor ventilation in their classrooms. Office workers report negative health effects from renovations and particulates from copiers and printers.

It is rare that staff, workers, and students fully understand the dangers of toxicity from these materials. Imai and associates, researchers at Mie University in Japan, state that "Public awareness of sick house syndrome and the dangers of toxicity from construction materials are vital to eliminate these aggravating factors and to prevent illness."

Imai states that "in Japan, there has been a 10% increase in the number of people suffering from sick house (building) syndrome due to toxic chemicals released from construction materials and wallpaper." Sick building syndrome can lead to multiple chemical sensitivity (MCS), which now affects more than 45 million men, women, and children and may lead to permanent and total disability.

Imai says, "Preventing early exposure to toxins at home is critical in reducing the likelihood of health problems in the community." Toxic substances found in the home include air fresheners, cleaning products, pesticides, new furniture and carpets, paints, and clothing.

The generalized lack of public understanding of the dangers of toxicity from these everyday materials extends the period of exposure, leading to further injury. Denial of the toxic dangers can lead to permanent injury. Public awareness of sick house syndrome and the dangers of toxicity from construction materials are vital to eliminate these aggravating factors and to prevent illness.

Imai cites the most aggravating factors that worsen sick building syndrome as a lack of knowledge about the disorder, the difficulty in establishing a diagnosis, and the difficulty of taking radical measures to improve the home environment.

New furniture is often treated with fire retardants, which have been implicated in reproductive disorders and do not outgas quickly. They gradually release vapors into the air where they are carried into the body via the lungs.

Clothing is treated with formaldehyde, which resists washing out and can cause allergies, toxicity, and respiratory irritation. Bedroom closets generally release copious amounts of formaldehyde into the air where most people spend many hours each night.

Fragrances and air fresheners are asthma and allergy triggers containing many toxic ingredients, including phthalates. Fragrances are unique in that there are as many of 3,000 – 5,000 fragrance chemicals, 95% of which are toxic petrochemicals, and none of which are regulated by any governing agency outside of the fragrance industry itself. Fragrances can contain any number of chemicals which have not been tested for human safety, as well as those which have been tested and shown to be toxic.

There is a wide variety of safer building materials, though consumers should be alert to "green washing", or false "green" claims. Green does not mean that something is non-toxic. It is advisable to investigate building materials carefully when renovating or building.

One of the best things that can be done to reduce airborne pollution is to ensure proper ventilation, filtering air, and allowing adequate circulation. Opening windows daily to allow fresh air exchange can go a long way to reducing stale and toxic air. Lack of adequate air circulation is common in schools and office buildings, where vents are often closed in the name of energy efficiency. However, good health requires vents remain open and fresh air allowed in.

If fresh air does not eliminate stale or foul odors, there are many ways to improve the air quality without the use of toxic air fresheners.

Adding a few indoor plants in each room limits carbon dioxide and increases oxygen. Some plants, including ferns, bamboo, and spider plants actually help to purify the air. The caveat to using plants is to ensure proper watering so mold and mildew does not grow in the soil.

Air purifiers, preferably whole house systems, do a wonderful job of eliminating airborne pollutants.

The best measure is to keep the toxic substances out in the first place by choosing products wisely and airing them out before brining them into the home. Sun and fresh air can help to off gas new items. If you can smell an odor, like that "new car smell", you are breathing toxic vapors. Allowing items to air out in the sun for several days or several weeks before bringing them inside will greatly reduce family exposure to these substances. A good gauge on how long an item needs to air out is whether or not it still has an odor.

Before bringing the items inside, wash them thoroughly. Clothing can be soaked and washed in baking soda, white vinegar, and/or borax to reduce formaldehyde and dye chemicals.

Air can be kept safe in the home selecting fragrance free personal care and laundry products.

Integrative pest control involves treating when there is a problem developing rather than for prevention. This limits family contact with pesticides, which have been implicated as initiators of MCS. Pests can be managed in the home with safer alternatives to commercial pesticides. Some alternatives include:

Sprinkle cinnamon, bay leaves or cayenne pepper in problem areas to control ants.

Sprinkle equal parts of baking soda and confectioners´ sugar in problem areas for roaches. Also, mix borax with mashed potatoes and add enough water to make balls which can be placed out of reach of children in cupboards and corners.

Mice are repelled by kitty litter and peppermint oil, which can be placed on a cloth or cotton swab.

Fresh live basil or mint will discourage flies, as will dried mint and basil.

A bit of apple cider vinegar mixed with water and applied on person or left in a dish will discourage mosquitoes, as will wearing a cover-up to limit available biting places.

Lastly, if someone you know develops sick building syndrome, it is important for them to limit all chemical exposure and have their complaints taken seriously. People vary in susceptibility and one person developing sick building syndrome or multiple chemical sensitivity is a beacon of warning to everyone else who shares the same environment. It is crucial to take remedial action to prevent further injuries to both the affected and the unaffected.

Family Values and Morality




We should resurrect the Voice of Conscience and champions the cause for a
return to Family Values and Morality for the United States.


A concern for growing political interference in family life, repression of
Christian freedom of expression and the rise of secularism in a constitutionally Christian nation, from which the Government gets its legitimacy, (One nation under G-d) are behind the emergence of a new Voice of Conscience. The conservative movement is standing for a stop to the systematic destruction of morality and family values in the US. We have the tools needed to bring proposals and solutions to the moral decay in the US society.

The conservative movement intends to push morality, family values and real government support for marriage up the political agenda and stand against the political correctness of all the secular political parties, as well as pursuing social justice, tax-payer value and the interests of the marginalized and forgotten, the conservative movement said the priority in the elections would be to put a halt to the systematic break-down in society designed to perpetuate the capitalist systems of keeping the majority of society unproductive and subservient by strengthening family life, reinstating the restraints within our society to protect our children and young people from hopelessness, alcoholism, drug addiction, self destruction through early sexual activities, teen pregnancies, baby making farms using children as commodities, causing low self esteem, self harm and suicide among the younger generation.

The conservative movement has stated that it is the responsibility of parents to raise their children, not the state. The conservative movement states that Republicans, Democrats and Conservative have no solutions to the above problems and support this destructive trend to the constitutionally Christian heritage of the United States by exercising no restraint and by teaching a sex education curriculum to children without any clear basis of values. This movement says is one example of the confused moral state of the nation:

"Parents are the first teachers of their children. It is their duty to educate,
inform, guide and instruct their children across a wide range of social,
religious and medical matters. This is an awesome parental responsibility and
exercising these duties requires a firm commitment from parents to teach by
example. Constraints for the benefits of individuals and society, enable
countries to be more productive and efficient, she says. Teaching children and
young people the long term benefits of constraints in life to increase the real
freedom of longer, better quality relationships, healthier and happier lives is
key for the new reformers, like herself, to the broken society. Teaching the
benefits and advantages of good parenting, family values and constraints in life prevent problems of broken families, obesity, alcoholism, drug and sex abuse, teen pregnancies, pressure on social housing, crime and violence and other social problems.

Compiled by: YJ Draiman

Leadership obligation and responsibility



Leadership obligation and responsibility  

Many words in the English language give definition to our conduct as individuals or to the conduct of organizations and agencies of government. Among these words are four that have special importance to those of us who care, have values and are interested in becoming men and women of character. The words are honesty, responsibility, leadership and public trust.
The world we have known has changed rapidly in the last 50 years. The changes were driven by the advent of high technology, instant media coverage and communications which changed the way our society earns its living. The evolution from an industrial society characterized by the blue collar worker, to a society that now makes money by managing information or providing service to others has produced rapid changes more profound than in any other time in human history. These economic/technological changes have also prodded our society to examine virtually every traditionally held belief and custom. In addition every organization, including government, continues to be scrutinized for its relevancy to this new way of earning a living.
I presume who, or what, is to blame for the confusion in today's society. I think it fair to say, however, that we have all had a hand in trashing our traditional values and institutions. It is paradoxical that high technology with all of its great promise to improve our lives, in fact, has been used as the reason for us to create a society that by any historical standard is troubled! Crime in all of its forms, including violence, is at epidemic proportions and the personal conduct of almost a majority of our citizens leaves much to be desired. Our basic institutions such as the family, school, religious institutions and government not only often fail to achieve their objectives, but sometimes, through their muddling, make the problems we face much worse!
In today’s environment it is difficult to overcome the temptations of self-indulgence and overcome the cynicism we have developed and the almost constant challenges to our integrity. Yet, for our own good and the good of our families, we have to examine some fundamental aspects of our lives. Corporate America must behave as highly-principled and socially responsible in all of its business practices.
In today’s society we must look beneath the surface of this simple question and throw out answers that suggest material wealth or power. These achievements tend to corrupt and in the final analysis, are meaningless. Instead think of your life as a statement to your children and others of what you learned is most important and enduring about yourself. Integrity, honesty, courage, compassion, fairness, justice, ethical behavior and kindness are the virtues by which you will always be judged as a leader, a parent, or a neighbor.
As a leader you must constantly be on the lookout, not to feel as if you become power itself, and think of yourself as invincible. You are in this position of leadership to serve the people honestly and with integrity. You have to serve as an example of true virtues. Do not let your position of leadership get to your head. People have nothing to fear but fear itself. We must overcome it.
In a world where the competition for economic success has blinded humanity to our values and the cost of economic success has blinded us from adhering to the true precepts of honesty and integrity.
When we are accountable for something within our power or control we are said to be responsible. Since humans have the capacity to make moral decisions, we also have the obligation to make correct decisions or face some consequence.
The concept of responsibility is universal. It is found throughout our human history and is prominent in the thinking of every tribe, village or nation that has ever existed. Responsibility became the anvil that society used to forge acceptable social behavior on the part of its members. It also became a yardstick used by individuals to decide whether their actual behavior matched what they knew was the right thing. This is called conscience.
All societies fashion laws, customs, rituals, religions and taboos to quantify and qualify levels of responsibility for each member or group. A child is not held to the same level of responsibility as an adult. An individual employed by the public is held to a higher standard of behavior than someone employed by a private concern. Although these groups must be held responsible as well, fashioning similar standards for corporations and governments has been more difficult. When people form a group, like they do in building an organizational entity, many of the usual social norms used to pressure individuals will not apply. The social pressure generated by peers, parents, neighbors, religion, and law do not have the same effect on an organization's behavior as they do on an individual. An organization, per se, does not have a conscience. The leaders of the organization provide the conscience of the organization.
Unfortunately, some leaders have concluded that the organization is immune from the usual social pressures, or that they can ignore these pressures while their questionable behavior continues. While this may be expedient or profitable in the short term, eventually most organizations that operate in this fashion lose the trust of the public and are eventually reformed or forced out of existence. This is part of the problem currently facing the corporate structure of our society today.
If the concept of responsibility is to work for nations, individuals or organizations, then appropriate actions must be rewarded and inappropriate behavior corrected or punished. Throughout history, understanding and accepting individual responsibility has been one objective of the legal system, child rearing and the teaching of the religious and education system. Individual responsibility was honored while individuals who did not act in a responsible manner were punished. Depending on the time frame, society used methods for compliance that were Draconian, such as hanging or shunning, forcing an acceptable level of compliance. Society has also used the similar disciplinary measures with rulers who were not responsible. In the case of the king, it was rebellion and beheading. More recently, in the case of Nazi Germany and Japan, it was virtual destruction. In regard to current standards of responsibility, one could argue the nations of Iran, Iraq and Libya are walking on thin ice!
While this degree of punishment on the part of our society might not meet the fainthearted standards of justice held by some "enlightened liberals," harsh measures have always made the point to individuals, organizations and nations that acts have their consequences. Responsibility in behavior is a concept that has certainly stood the test of time.
In North America, currently our different societies are having more difficulty with people, corporations and governmental organizations accepting, evading or denying responsibility. A recent survey by the Ethics Associations suggests that more than half of the present work force commits a serious ethical or criminal violation each year in response to what it claims is pressure on the job. I would not suggest this data, or the voluminous newspaper accounts of the unethical behavior of politicians, sports figures, movie stars, corporate executives and a whole lot of other people who ought to know better, indicate the problem has reached epidemic proportions. But, it has become a problem that needs to be addressed.
What makes the problem more vexing is that it seems more fashionable these days to find someone or something else to blame for our personal and organizational misdeeds. Wouldn't it be refreshing if someone at the White House, the Pentagon, the Congress, the Federal Bureau of Investigation, or the movie industry stood up and said, "I am responsible for that blunder, I am sorry and I'll try a bit harder." This would require character.
What makes the problem more vexing is that it seems more fashionable these days to find someone or something else to blame for our personal and organizational misdeeds. Wouldn't it be refreshing if someone at the White House, the Pentagon, the Congress, the Federal Bureau of Investigation, or the movie industry stood up and said, "I am responsible for that blunder, I am sorry and I'll try a bit harder." This would require character.
It could be argued that blaming others is perfectly normal. After all we are human, not angels! However, the good character we try to achieve cannot be attained by blaming others for our shortcomings, nor can individuals achieve lasting success in their personal or organizational lives by using unethical and expedient means while avoiding responsibility when they do wrong.
"The end never justifies the means" is an old cliché several generations seem not to have learned.
Responsibility is not something each individual has a choice. Shortly after birth you get it! You will continue to have more placed upon your shoulders as you grow older, smarter and more reliable. This will continue until your behavior indicates you cannot accept anymore. I hope when taking the oath as a leader you realized you were asking for double or triple the amount of responsibility carried by most other people.
We all know people who try to evade their responsibilities. Few ever fully succeed and most are eventually exposed and punished. Much of the punishment is self-inflicted. Other people may be denied employment, promotions, or fired from their positions. In areas where responsibility is impossible to deny, such as in a school or the athletic field, people who do not accept responsibility usually do poorly. In marriage, a lack of responsibility often leads to divorce, poor parenting and an overall miserable existence.
As a member of the leadership community, we accept additional responsibilities by the nature of our work. We also accept double the consequences if we fail. Responsibility is a pervasive, all-encompassing aspect of our lives. We must face that it is virtually impossible to escape responsibility as a leader – (be it government, corporate or religious, etc.) both on and off the job, particularly if we aspire to a position that requires a significant amount of leadership.
Wouldn't it be easier for us to say to ourselves, "I will be responsible, and I will accept responsibility no matter what the consequences? Period."? It doesn't take any more energy to accept responsibility than to evade it. By accepting responsibility for your character and behavior you must have the courage to be held accountable for your actions. You won't be able to blame mom or dad, the environment, your lack of money, your ignorant supervisor, or other people who just do not understand you. You will have to say, "It is my fault, and I'll try and do better next time." These are tough words to say. Nonetheless, once you are honest with yourself, there is a freedom that comes over you that is exhilarating! No more energy wasted in trying to convince other people you are something you know you are not! No more fear that someone will expose you as a phony. No more time wasted trying to find someone else to blame. No more shopping for the most impressive labels to help bolster your feelings of self-worth.
While this is simple advice, it often is hard to follow. Hell, we are human and we all make mistakes. Shake your head at your own stupidity; laugh at yourself if you can. Decide to try and do better tomorrow. The good Lord knows when I make these mistakes, the first thing I do is to look for the wife, kids, close family and friends. But as we get older and wiser, we realize that we are the problem, not them. Things are better now (but the damage has been done!). This is called being honest with yourself. It is healthy thing to do.
Just remember that individuals who want to be known throughout the leadership and community as people of good character always keep trying to improve themselves. You have to realize, and accept, that to be committed to a higher standard of conduct you will often be called upon lower your values to a more common denominator. You have to be willing to risk all that you have to maintain your commitment to a higher standard. If you are looking for an example of a "tough leader" this would be the type of individual who would best fit the bill.
There have been many articles and books written on the subject of leadership. Personally, I don't think the subject of leadership is that difficult or complex to understand? A leader provides direction, makes decisions, is at times inspiring or insightful, and most importantly, sets a good example for others to follow. To do this entire well an individual needs a commanding knowledge of the job, a strong commitment to the values of honesty, courage, compassion, truth and self-discipline. The leader also needs to be respected. Respect need not arise from fear, but rather from the fact that the leader has the sense to do the right thing and the will to make things happen. All of these personality characteristics allow an individual to objectively gather the facts at hand and make the right decision. Hindsight may later indicate it wasn't the best decision, but given the circumstances at the time of the event, it still was a decision made for the right reasons. This is all we can ask of a leader!
Leaders are made, not born! Leadership is not a gift of genetics, it is a combination of knowledge, personality, and habit--all of which we learn from parents, brothers and sisters, schoolwork, teachers, peers and from the other educational experiences during our lives. Leaders have moral courage, strong wills and an understanding of the concept of responsibility. They have a great deal of self-discipline, confidence in the ability of others and the self-assurance to let others participate in the decision-making process. It is quite possible that a leader not occupy a high position in life.
By contrast, the worst leaders I observed during my career were those who lacked self-confidence, didn't trust anyone and tried to micro-manage every situation. They considered themselves experts in every field and were fonder of talking than listening. Depending on their personalities, they either couldn't delegate or delegated everything. In either case, their strategy was designed to protect themselves above all else. These were not individuals with strong character traits. On the contrary, they were shallow people either hiding behind their rank, their Gucci loafers or their stylized hair cut. When something went wrong they looked for an excuse, a scapegoat or a cover-up to avoid being held responsible.
Yes, many lousy leaders we have all known did not realize that leaders have to take responsibility, sometimes for something they had no control over. Leaders, like ducks, get shot at and sometimes hit. The good ones accept this as part of the territory. The others usually claim they were in the restroom at the time of the incident!
Public trust, is defined as the faith the public has in organizations that are created to protect our basic freedoms. Examples of some of these organizations would be our courts, the military, the legislative and executive branches of government at all levels: public health, social services, and fire and rescue services, as weak as law enforcement organizations. Each citizen has an expectation that public organizations, and each member of the organization, will discharge their duties in a competent manner and not abuse authority granted to them by law. Not only does the citizen pay for these services, but they have relinquished some of their individual freedoms to ensure that the government has the ability to look after their well-being. Consequently, a sworn member of a law enforcement organization is held to a far higher standard of conduct than other public employees because they have been entrusted with great power. An abuse of this power always is a betrayal of the public trust and is seldom tolerated in a democratic society. Hence, the punishment of cops, FBI agents, DEA agents, prosecutors and judges who abuse the powers and privileges granted them by the public is always harsh!
Public trust is a precious commodity not only to organizations in the public sector, but to organizations in the private sector. To be successful in the private sector a corporation has to have the public's trust in the products it sells or the services it provides. Should this trust waver, or be lost, the corporation encounters a serious problem that may include being forced out of business. Why many well-known corporations would jeopardize public trust through their questionable business practices is very hard to understand. Was it demand to show greater profits? Ignorance? Or was it that they all thought the corporation was above the law and the scrutiny of the public? Squandering a company's reputation to make a quick buck is a very high price to pay for a lack of some employee's ethical standards and the lack of oversight of these individuals. Similar problems beset the public sector. Unfortunately, some government organizations do not treat taxpayers as if they were customers. Disrespect, rudeness, inefficiency and abuses of power by government employees are well-documented and not uncommon. Virtually every public organization has employees who abuse the power of their position at the expense of others. However, you can bet that the public, tiring of inefficiency and insensitive behavior of these individuals, will call for heads to roll.
Assuming responsibility for wrongful acts. My sense is that the best damage control is the truth. I would argue that truth is what has always worked best and is what the public wants to hear. Most of the population understand that leaders often run into difficult, demanding and complex situations. Occasionally, government personnel  will make a mistake and do something that may be a violation of policy or law, or perhaps, just a failure to use common sense. All the public requires to sustain its faith in the organization is that reasonable people within the organization give the matter serious consideration and take whatever corrective steps are required.
This takes moral courage on the part of the leader to operate an organization in this fashion. You have given up some of your control of the situation. You have possibly put your job on the line and the troops or the union may initially criticize you for not immediately and vigorously defending them. It is quite probable that a minority of the public will never accept your explanations or actions and will continue their criticism for a long time.
The bottom line is that taking responsibility is what leaders, and directors get paid to do. This is what being a leader, or a duck, is all about.
Tough words -- responsibility, honesty, leadership and public trust and accountability. They are even tougher to put into practice and blend into your own character. But if we are successful in building our character into a reflection of what those words mean, the personal reward is worth far more than the effort required. Peace of mind, respect, admiration and the ability to withstand life's curve balls are a few of the benefits of being a person of character. I am still working on my character, and believe me, I still have a long way to go. I hope you also think it is a worthwhile, lifelong endeavor.
PS
The media has the responsibility and obligation to tell the truth and the facts as they are, it must not panic the public and cause havoc. It must not divulge national secrets that can jeopardize our nation and our soldiers.
Men inhumanity to men – We must learn to respect each other, to pursue true peace and justice.
Compiled by: YJ Draiman

Do we need an ethical bailout to go along with the financial one?



Do we need an ethical bailout to go along with the financial one?

Let us discuss the need for honesty and integrity as the basic principle of leadership. Defines quality leadership as a process beyond technical competence. Successful leaders continually demonstrate honesty and integrity as an essential element of their professional fabric; a lack of commitment to the principle renders all other skills meaningless. Depicts honesty and integrity as essential elements of human behavior that promote and support quality relationships. Defines honesty and integrity in the context of building trust and maintaining credibility. Provides a sound philosophy that increases the probability for long-term success and professional fulfillment.
The matter raised "legitimate and genuine concerns", adding: "My concern ... is that without integrity and legitimacy and honesty, and then Government cannot function. This must now be settled, otherwise it saps at the very heart of what is the highest office – and the highest office-holder."

Is honesty for suckers?

— A worldwide recession sets in when it turns out that a vast subprime mortgage system was built on a foundation of fraud.

— Government officials are convicted of fraud and misappropriation of funds and backdoor deals.

— Cheating is rampant in high schools and colleges.


— And in sports? The same deal. Doping scandals, cheating, chemical and otherwise, pervades football, baseball and other sports.

— Wall Street is being manipulated by corporate America bilking investors out of billions of dollars.


If so many people are cheating, how can honest people play by the rules and not be at a disadvantage — in school, at work, in sports, in business?

Do we need an ethical bailout to go along with the financial one?

Are you a chump if you play by the rules?
Compiled by: YJ Draiman for Mayor of Los Angeles

The collapse of the dollar - an economic catastrophe for the United States



The collapse of the dollar - an economic catastrophe for the United States

In a graphic illustration of the new world order, Arab states have launched secret moves with China, Russia and France to stop using the US currency for oil trading In the most profound financial change in recent Middle East history, Gulf Arabs are planning - along with China, Russia, Japan and France - to end dollar dealings for oil, moving instead to a basket of currencies including the Japanese yen and Chinese yuan, the euro, gold and a new, unified currency planned for nations in the Gulf Co-operation Council, including Saudi Arabia, Abu Dhabi, Kuwait and Qatar.
Secret meetings have already been held by finance ministers and central bank governors in Russia, China, Japan and Brazil to work on the scheme, which will mean that oil will no longer be priced in dollars.
The plans, confirmed to The Independent by both Gulf Arab and Chinese banking sources in Hong Kong, may help to explain the sudden rise in gold prices, but it also augurs an extraordinary transition from dollar markets within nine years.
The Americans, who are aware the meetings have taken place - although they have not discovered the details - are sure to fight this international cabal which will include hitherto loyal allies Japan and the Gulf Arabs.
Against the background to these currency meetings, Sun Bigan, China’s former special envoy to the Middle East, has warned there is a risk of deepening divisions between China and the US over influence and oil in the Middle East. “Bilateral quarrels and clashes are unavoidable,” he told the Asia and Africa Review. “We cannot lower vigilance against hostility in the Middle East over energy interests and security.”
This sounds like a dangerous prediction of a future economic war between the US and China over Middle East oil - yet again turning the region’s conflicts into a battle for great power supremacy. China uses more oil incrementally than the US because its growth is less energy efficient. The transitional currency in the move away from dollars, according to Chinese banking sources, may well be gold. An indication of the huge amounts involved can be gained from the wealth of Abu Dhabi, Saudi Arabia, Kuwait and Qatar who together hold an estimated $2.1 trillion in dollar reserves.
The decline of American economic power linked to the current global recession was implicitly acknowledged by the World Bank president Robert Zoellick. “One of the legacies of this crisis may be a recognition of changed economic power relations,” he said in Istanbul ahead of meetings this week of the IMF and World Bank. But it is China’s extraordinary new financial power - along with past anger among oil-producing and oil consuming nations at America’s power to interfere in the international financial system - which has prompted the latest discussions involving the Gulf states.
Brazil has shown interest in collaborating in non-dollar oil payments, along with India. Indeed, China appears to be the most enthusiastic of all the financial powers involved, not least because of its enormous trade with the Middle East.
China imports 60 per cent of its oil, much of it from the Middle East and Russia. The Chinese have oil production concessions in Iraq - blocked by the US until this year - and since 2008 have held an $8bn agreement with Iran to develop refining capacity and gas resources. China has oil deals in Sudan (where it has substituted for US interests) and has been negotiating for oil concessions with Libya, where all such contracts are joint ventures.
Furthermore, Chinese exports to the region now account for no fewer than 10 per cent of the imports of every country in the Middle East, including a huge range of products from cars to weapon systems, food, clothes, even dolls. In a clear sign of China’s growing financial muscle, the president of the European Central Bank, Jean-Claude Trichet, yesterday pleaded with Beijing to let the yuan appreciate against a sliding dollar and, by extension, loosen China’s reliance on US monetary policy, to help rebalance the world economy and ease upward pressure on the euro.
Ever since the Bretton Woods agreements - the accords after the Second World War which bequeathed the architecture for the modern international financial system - America’s trading partners have been left to cope with the impact of Washington’s control and, in more recent years, the hegemony of the dollar as the dominant global reserve currency.
The Chinese believe, for example, that the Americans persuaded Britain to stay out of the euro in order to prevent an earlier move away from the dollar. But Chinese banking sources say their discussions have gone too far to be blocked now. “The Russians will eventually bring in the rouble to the basket of currencies,” a prominent Hong Kong broker told The Independent. “The Brits are stuck in the middle and will come into the euro. They have no choice because they won’t be able to use the US dollar.”
Chinese financial sources believe President Barack Obama is too busy fixing the US economy to concentrate on the extraordinary implications of the transition from the dollar in nine years’ time. The current deadline for the currency transition is 2018.
The US discussed the trend briefly at the G20 summit in Pittsburgh; the Chinese Central Bank governor and other officials have been worrying aloud about the dollar for years. Their problem is that much of their national wealth is tied up in dollar assets.
“These plans will change the face of international financial transactions,” one Chinese banker said. “America and Britain must be very worried. You will know how worried by the thunder of denials this news will generate.”
Iran announced late last month that its foreign currency reserves would henceforth be held in euros rather than dollars. Bankers remember, of course, what happened to the last Middle East oil producer to sell its oil in euros rather than dollars. A few months after Saddam Hussein trumpeted his decision, the Americans and British invaded Iraq.

Unauthorized Charges on Your Local Phone - Utility Bill?



Unauthorized Charges on Your Local Phone - Utility Bill?
FCC fines Verizon over 'mystery' fees $25 million and $52 million in refunds – 10/28/2010

How to Find Them, Eliminate Them & Get Your Money Back!
If your business still gets its phone service through the old "AT&T and Verizon, etc" local phone company (as opposed to one of the newer competitive phone providers) then you need to double check your phone bill each and every month for charges you did not authorize. You may not know it but the local phone company allows other companies to bill you through your local phone bill. And while the local phone company allows other businesses to bill you through your local phone bill, the local phone company does not verify that the charges being billed to you by the other company are valid. When these unauthorized charges fraudulently appear on your phone bill it's called "cramming". Unfortunately you as the business owner or manager are the only one that can spot the unauthorized charges and if you don't comb over your bill every month to spot these unauthorized charges - you'll pay for them.
Why does the local phone company allow other companies to pass charges onto your phone bill? "Third-party billing" is supposedly a great convenience in that you only have to pay one bill instead of separate bills for obvious authorized phone related charges like yellow-page advertising in the "real yellow pages", 411 information calls and long-distance calls from your chosen long distance carrier. Over the years though, some less-than-scrupulous companies have realized that most businesses rarely scrutinize their local-phone bills. To take advantage of this, these companies have come up with elaborate schemes to place
unauthorized charges on your phone bill that you'll end up paying for without even thinking. Unauthorized charges you can end up paying for include charges for unwanted (and unused) email accounts, web sites, directory information calls, directory advertising in obscure publications, voice mail accounts and other services.
In theory, before these charges can be placed on your phone bill, the company that is originating the third-party billed charges is supposed to have a verification of the order like a voice recording. In reality though, all the company needs to do to initiate the charge is submit your name and phone number to the billing entity. The verifications are only required to be produced if a complaint is filed.
To prevent these charges from appearing on you business phone bill it's helpful to understand the four parties that make unauthorized third party phone charges a costly reality. Party number one is any employee who can answer your business phones. The  unauthorized charge is rarely random and it usually happens after one of your company employees gets a telemarketing call. Employees should be instructed to document and report any overly aggressive telemarketing calls they receive. Party number two is the telemarketing company that originates the unauthorized charges by trying to get your employee to accept some service for which you'll be billed through your local phone bill. Party number three is the third-party billing company that has billing agreements with your local phone company. The name of the third-party billing is the one that is prominently displayed on your phone bill. After the third-party billing company's name is the name of the company that is originating the unwanted charges. Party number four is your "former Ma Bell" local phone company that collects the unwanted charges (keeps a share for "Ma") and then passes the rest to the third-party billing company (who keeps a big share) and then passes the balance on to the company that initiated the unwanted charge.
Following are some of the top third-party billing names and unauthorized charge originators you'll find on your phone bill. If you see these names on your phone bill you'll want to call the toll free number listed next to the charge to confirm it's a charge that's been properly authorized to be placed on your bill. Following are actual examples that we've recently found while auditing business phone bills.
We recommend customers should review any utility bills issued by deregulated utility companies. (In most instances today, consumers are paying higher charges to the deregulated gas and electric supply companies).
All Utility - Energy, gas, electric and water bills should be reviewed for proper reading and tariff.
If you suspect that you have been overcharged ask for detailed explanation and or file a complaint with your State Utility Commission.
YJ Draiman for Mayor of LA

Developing Renewable Energy sources should be the "Manhattan project of the 21st century"


Developing Renewable Energy sources should be the "Manhattan project of the 21st century"


Re the quote:

"It is not the critic who counts: not the man who points out how the strong man stumbles or where the doer of deeds could have done better. The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood, who strives valiantly, who errs and comes up short again and again, because there is no effort without error or shortcoming, but who knows the great enthusiasms, the great devotions, who spends himself for a worthy cause; who, at the best, knows, in the end, the triumph of high achievement, and who, at the worst, if he fails, at least he fails while daring greatly, so that his place shall never be with those cold and timid souls who knew neither victory nor defeat."


“This is the true joy in life, the being used for a purpose recognized by yourself as a mighty one; the being a force of nature instead of a feverish selfish clod of ailments and grievances complaining that the world will not devote itself to making you happy. I am of the opinion that my life belongs to the whole community and as long as I live it is my privilege to do for it whatever I can. I want to be thoroughly used up when I die, for the harder I work, the more I live. I rejoice in life for its own sake. Life is no ‘brief candle’ to me. It is sort of a splendid torch which I have a hold of for the moment, and I want to make it burn as brightly as possible before handing it over to future generations”.